• Will your plan cover you for a full academic year and summer?
• Will your plan cover both at home and away at school?
• Will your plan end when you turn 19, 21, 23?
• If so, will you be paying high COBRA premiums to continue coverage?
• Will your plan cover you if you registered as a part-time student for a semester?
• Are you covered for medical care while traveling?
• Do you have a high deductible to meet or many copays?
• Are you covered for illness or accidents outside your plan area such as:
• Strep throat?
• Sprained ankle?
• Upper respiratory infection?
• Urinary tract infection?
• Specialist visits?
• Eye infection or injury?
• Chiropractic care?
• Laboratory tests?
• X-rays?
• Ambulance services?
• Are you required to get a referral/authorization from your doctor at home in order for services at school to be paid by your insurance?
• Will your plan cover prescriptions at school?
• Are there doctors in the Buffalo area you can use with your plan?
• Are you covered for mental/behavioral health benefits at school?

If you are not happy with the answers to the questions above, the Student Medical Insurance Program may have the right answers for you. Call our office or visit our website for questions regarding the plan designed specifically to meet the coverage needs of students at the University of Buffalo.

SBI Student Medical Insurance Programs
223 Student Union-North Campus
(716) 645-3036