SMI - Student Medical Insurance

Enrollment and Waive

Insurance for Study Abroad

In accordance with SUNY health insurance requirements, all students participating in study abroad / exchange programs affiliated with SUNY are required to be adequately insured.

There are three different ways to be considered adequately insured for a UB Study Abroad program. Choose the most appropriate option below and follow the instructions.

1. If you have UB Student Medical Insurance:

1) Print and complete the Enrollment Form to apply
for MEDEX coverage.

Download forms

MEDEX Enrollment

Full International Insurance Enrollment

Study Abroad Waiver

Download brochures

MEDEX Policy

Full International Insurance Plan

	2) Print and complete the Waiver of Insurance. Be sure to indicate that you carry UB-Domestic and include your policy number (59 + your UB Person Number). 3) Return forms to the Student Medical Insurance Office before you depart on your Study Abroad. FYI - Read these Warnings and Advice!

	2. If you have private insurance:
	1) Print and complete the Enrollment Form to apply for MEDEX coverage. 2) Print and complete the Waiver of Insurance. Be sure to indicate the name of your insurance provider and your policy number. 3) Include proof of your private or student coverage, for example, a photocopy of your insurance card. 4) Return form to the Student Medical Insurance Office before you depart on your Study Abroad. FYI - Read these Warnings and Advice!

	3. If you have no health coverage or insufficient coverage abroad:
	1) Print and complete the Enrollment Form to apply for the full International Insurance plan. 2) View benefit brsbi-ochure for international plan. 3) Return form to the Student Medical Insurance Office before you depart on your Study Abroad. FYI - Read these Warnings and Advice!

What is MEDEX (Medical Evacuation & Repatriation) coverage? Medical evacuation benefits provide for the arrangement and payment of medical and travel expenses to the nearest appropriate facility, or return home, when seriously ill or injured. Repatriation benefits cover expenses related to the preparation and return of remains to the family in the event of death abroad. View MEDEX brsbi-ochure.

It is mandatory for all Study Abroad participants to carry medical evacuation and repatriation coverage.

**Medex coverage is already included as a benefit if you purchase the full SUNY international insurance plan.

Warnings and Advice

1. WARNING: If your paperwork is not received before you depart, you will automatically be billed for the entire international health insurance plan. NO EXCEPTIONS.

2. PRIVATE INSURANCE: Many private insurance plans only extend minimal coverage
to you once you leave the U.S. If you are planning to use your private insurance overseas, it is in your best interest to know how your insurance will work for you in your host country.
Call the Customer Service department of your insurance company and ask questions about:
How you should choose a doctor in your host country,
How you’ll pay for treatment,
How you’ll file claims for reimbursement of medical costs, and,
How much of those costs will be reimbursed to you.

3. RETURN TO STUDY: If you return to UB as a full-time student after your Study Abroad, you will be charged for the UB Domestic Student Medical Insurance in the semester
you return. If you do not want that coverage, you must complete a Domestic Waiver
when you return to UB.

4. DATES OF COVERAGE: Please note that the international insurance is effective only
when you are out of the country and that the coverage terminates upon your return to the United States.

5. BILLING: Most participants can be billed for the premium through their UB Student
Account. However, if your premium is less than $10 you must submit a check or money
order made payable to SUNY at Buffalo. MEDEX premium is $4.25 per month. Premium
for the full international insurance is $65.75 per month.


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